Stay alert and avoid falling into the trap of fraudsters. Take the necessary steps to avoid scams related to Unified Payments Interface (UPI).
With these things in mind, exercise caution and keep your hard-earned money safe.
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HOW DO THE FRAUDSTERS OPERATE?
- The fraudster calls you in the context of an online product purchase, cashback or refund on the online transaction, KYC check, online lottery, previous unsuccessful transaction, asking help through online networking.
- Fraudsters ask to click on unknown links, accept collect request received over text messages and ask to enter UPI MPI.
- Fraudsters send QR code over WhatsApp, ask you to scan it using UPI application and enter MPIN.
- Fraudsters ask to forward text messages, share UPI registration OTP, etc. over the phone
- Fraudsters lure customers to download desktop sharing app such as any desk, Teamviewer from corresponding App Store and gain access to your mobile hands.
STEPS TO PREVENT FRAUD
- Read carefully the SMS transaction alert delivered to your bank registered mobile number.
- Avoid clicking on unknown links.
- Never forward any alphanumeric Activation SMSs received in your inbox (e.g. FPL REG w*QPi*5cAH6x5OA30F3yD344k*HpViT*2*NW).
- Do not share OTP, Credit/Debit Card numbers, CVV, Grid values, PIN, User ID, Password with anyone, even if the person claims to be from the bank. The bank never asks such information.
With these things in mind, exercise caution and keep your hard-earned money safe.
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